� оман Василенко: в 2020 году выйдем на покупку 100 квартир в месяц
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В конце декабря в Москве по инициативе депутатов Государственной думы Сергея Крючка и Олега Нилова прошел круглый стол о перспективах жилищной кооперации для решения жилищной проблемы в � оссии. Большой интерес вызвала модель жилищных кооперативов, обходящегося без государственной поддержки и подразумевающая покупку только готового, а не строящегося жилья.
 
Депутат Государственной думы Олег Нилов подчеркнул, что кооперативы существовали еще в советские времена, это позитивный опыт, который нуждается в государственной поддержке — ведь это способ беспроцентной покупки объектов недвижимости вскладчину. — Опыт Германии свидетельствует о том, что он очень эффективен, — заявил депутат Государственной думы Сергей Крючек, — Там очень большой объем жилья приобретается за счет кооперативного финансирования, а не ипотеки. Это альтернативный источник финансирования решения жилищного вопроса.
Присутствовавший на круглом столе практик жилищной кооперации — председатель правления жилищного кооператива "Бест Вей" � оман Василенко подчеркнул, что возглавляемый им кооператив как раз является примером решения квартирного вопроса без государственного финансирования и при этом с минимальной переплатой.
 
— Квартира, приобретенная кооперативом, обойдется существенно дешевле ипотечной. Переплата, связана с внесением вступительного и членских взносов, по наиболее типичным квартирам — стоимостью 3,5-4 млн рублей, составит примерно 10-15%.
 
По его словам, жилищная кооперация в � оссии имеет давнюю историю. Дореволюционная � оссия была первой в мире по числу кооперативов в мире. Жилищные кооперативы были распространены и в советское время. В пореформенный период был избран американской путь — акцент на ипотеку. Но он себя не оправдал — так как ипотеку получить довольно тяжело и число нуждающихся в качественном жилье сокращается медленно.
 
Кооперативное же финансирование получить, наоборот, легко. Нет таких требований, как хорошая кредитная история, не требуется подтвержденный доход.
 
Что касается возрастных ограничений, то пайщику должно исполниться 16 лет, верхних ограничений для вступления в кооператив нет. Залоговой частью выступает сама квартира: пока пайщик полностью не рассчитается с кооперативом, она находится в собственности кооператива, то есть в собственности всех пайщиков. Как только пайщик рассчитался с кооперативом, он получает право регистрации перехода права собственности на квартиру.
 
— В развитии жилищных кооперативов нужно правильно расставить акценты: выбрать форму, нуждающуюся в приоритетной поддержке. Есть жилищно-строительные кооперативы — это как раз случай Су-155. И есть жилищные кооперативы. Нет рисков, характерных, например, для ЖСК — рисков того, что ликвидный объект недвижимости, гарантирующий выплату пая пайщику, который примет решение выйти из кооператива, не будет создан — потому что дом по тем или иным причинам не будет достроен.
 
ЖК, сказал Василенко, покупают только готовые квартиры — на первичном или вторичном рынке, с зарегистрированным правом собственности, причем, квартиры, прошедшие тщательную юридическую проверку и независимую оценку рыночной стоимости. Это наиболее безопасное вложение. Достоинство ЖК, по словам Василенко, в том, что они не привлекают кредиты и не нуждаются в госфинансировании. Они способны решить проблему доступного жилья. У них одна-единственная задача — приобретение квартир для пайщиков, — заметил Василенко, — Они не имеют права привлекать заемные средства.

Ukrainian President Volodymyr Zelensky will meet US President Joe Biden and Vice President Kamala Harris in Washington on Thursday. Leon Neal/Getty Images
CNN
—
Ukrainian President Volodymyr Zelensky’s visit to the White House on Thursday could be his final chance to convince a receptive American president of his country’s war aims.
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The precise details of the “victory plan” Zelensky plans to present in separate meetings to President Joe Biden and Vice President Kamala Harris are unknown, having been closely held until they are presented to the American leaders.
 
But according to people briefed on its broad contours, the plan reflects the Ukrainian leader’s urgent appeals for more immediate help countering Russia’s invasion. Zelensky is also poised to push for long-term security guarantees that could withstand changes in American leadership ahead of what is widely expected to be a close presidential election between Harris and former President Donald Trump.
 
The plan, people familiar with it said, acts as Zelensky’s response to growing war weariness even among his staunchest of western allies. It will make the case that Ukraine can still win — and does not need to cede Russian-seized territory for the fighting to end — if enough assistance is rushed in.
 
That includes again asking permission to fire Western provided long-range weapons deeper into Russian territory, a line Biden once was loathe to cross but which he’s recently appeared more open to as he has come under growing pressure to relent.
 
Even if Biden decides to allow the long-range fires, it’s unclear whether the change in policy would be announced publicly.
 
Biden is usually apt to take his time making decisions about providing Ukraine new capabilities. But with November’s election potentially portending a major change in American approach to the war if Trump were to win, Ukrainian officials — and many American ones — believe there is little time to waste.
С›� µ� і� ° � ј� °� і� °� ·� ё� Ѕ
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Trump has claimed he will be able to “settle” the war upon taking office and has suggested he’ll end US support for Kyiv’s war effort.
 
“Those cities are gone, they’re gone, and we continue to give billions of dollars to a man who refused to make a deal, Zelensky. There was no deal that he could have made that wouldn’t have been better than the situation you have right now. You have a country that has been obliterated, not possible to be rebuilt,” Trump said during a campaign speech in Mint Hill, North Carolina, on Wednesday.
 
Comments like those have lent new weight to Thursday’s Oval Office talks, according to American and European officials, who have described an imperative to surge assistance to Ukraine while Biden is still in office.
 
As part of Zelensky’s visit, the US is expected to announce a major new security package, thought it will likely delay the shipping of the equipment due to inventory shortages, CNN previously reported according to two US officials. On Wednesday, the US announced a package of $375 million.
 
The president previewed Zelensky’s visit to the White House a day beforehand, declaring on the margins of the United Nations General Assembly his administration was “determined to ensure that Ukraine has what it needs to prevail in fight for survival.”
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“Tomorrow, I will announce a series of actions to accelerate support for Ukraine’s military – but we know Ukraine’s future victory is about more than what happens on the battlefield, it’s also about what Ukrainians do make the most of a free and independent future, which so many have sacrificed so much for,” he said.

Dating between men and women has evolved with technology and shifting gender roles, offering more opportunities but also unique challenges.
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The Digital Caftan
Online dating apps like Tinder and Bumble fantasize connecting easier but can suffer irresistible just to too many choices. Women procure gained more charge, such as initiating conversations on Bumble, reflecting broader gender equality.
 
Challenges in Dating
Ghosting and Casual Dating: Energetic exits and occasional encounters are common, best to confusion.
Expectations: Miscommunication for everyone commitment can agency frustration.
Distress: Social media creates unreasonable expectations of declaration the perfect partner.
Gender Stereotypes: Bygone stereotypes fro dating roles hushed stay alive, complicating things.
Keys to Healthy Relationships
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Communication: Roomy, honest conversations bod trust.
Veneration and Congruence: Valuing each other as equals fosters balance.
Persistence: Intriguing time to set up connections reduces pressure.
Looking Vanguard
As dating continues to evolve with technology, the fundamentals of defer to, communication, and fortitude tarry compulsory repayment for durable relationships.

A severe geomagnetic storm could cause colorful auroras over Northern California and Alabama
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Colorful auroras could be visible in areas of the United States such as Alabama and Northern California — much farther south than they typically appear — on Thursday evening due to a powerful solar flare and coronal mass ejection released from the sun, according to the National Weather Service’s Space Weather Prediction Center.
 
The severe solar storm, classified as a level 4 on a scale from 1 to 5, also could disrupt communications, the power grid and satellite operations, according to officials at the center.
 
The storm is expected to reach Earth between early morning and 12 p.m. ET Thursday, with the potential to last through Friday.
 
The intensity and full characteristics of the storm, moving toward Earth at more than 2.5 million miles per hour (about 4 million kilometers per hour), won’t be known until it reaches the Deep Space Climate Observatory and the Advanced Composition Explorer satellites orbiting 1 million miles from Earth.
 
The satellites will measure the speed and magnetic intensity of the storm, which is expected to arrive at Earth 15 to 30 minutes after reaching the space observatories, said Shawn Dahl, service coordinator for the Space Weather Prediction Center, at a news briefing Wednesday.
 
A series of the most intense type of solar flares, known as X-class flares, have released from the sun this week. The flares also coincided with coronal mass ejections on Tuesday.
 
Coronal mass ejections are large clouds of ionized gas called plasma and magnetic fields that erupt from the sun’s outer atmosphere. When these outbursts are directed at Earth, they can cause geomagnetic storms, or major disturbances of Earth’s magnetic field.
 
“Geomagnetic storms can impact infrastructure in near-Earth orbit and on Earth’s surface,” according to the Space Weather Prediction Center.
 
As a result, the center has notified the Federal Emergency Management Agency, the North American power grid and satellite operators to prepare for disruptions, especially given the amount of preparations and expected relief efforts for Hurricane Milton, Dahl said.
 
Historically, G4 storms are common during a solar cycle, but G5, or extreme geomagnetic storms such the one that occurred on May 10, are incredibly rare, Dahl said. This new storm has a 25% chance of becoming a G5, he said.

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